Current Account

Steps

1

Initiate Onboarding Request

Call endpoint /onboarding/submitOnboardingRequest to initiate an onboarding request submit the text information.

2

Submit Onboarding Documents

Call endpoint /onboarding/uploadMedia to submit the onboarding documents. For the documents required for onboarding, please refer to the Documents table below

After initiating the onboarding request, the onboarding documents have to be submitted within 30 mins, otherwise, the onboarding request expires.

3

Waiting for Reviewing

The request status becomes 2-PROCESSING .

4

Get Onboarding Result

• Get it from 0001 - Personal Onboarding Result Notification

• Query the result by calling the endpoint /onboarding/getOnboardingStatus

Status

Documents

File ID	Description	Supported File Type	Required?
KYCF00001	Front side photo of Kenya national ID	jpg, jpeg	Required when idType == 101
KYCF00002	Back side photo of Kenya national ID	jpg, jpeg	Required when idType == 101
KYCF00003	Photo of the Kenya passport	jpg, jpeg	Required when idType == 103
KYCF00004	Front side photo of Kenya Alien ID	jpg, jpeg	Required when idType == 102
KYCF00005	Back side photo of Kenya Alien ID	jpg, jpeg	Required when idType == 102
KYCF00006	Selfie photo	jpg, jpeg	Required (Must be submitted and verified via Smile ID)

NOTE: As of January 19th 2026, the previous requirement (KYCF00007 - selfie video) for which the last row is a replacement will no longer be accepted by our APIs. Partners are to integrate Smile ID document verification into their front-end. (setting skipApiSubmission: true)

This change is mandatory for all partners onboarding current accounts and is part of a broader effort to standardise identity verification, improve security, and streamline the end-user experience.