# Const

## Account Type

<table><thead><tr><th width="218">Value</th><th>Description</th></tr></thead><tbody><tr><td>C001</td><td>Individual Current Account</td></tr><tr><td>C002</td><td>Wallet Account</td></tr><tr><td>C004</td><td>Individual Loan Account</td></tr><tr><td>C006</td><td>Individual Fixed Deposit Account</td></tr><tr><td>B001</td><td>SME Account</td></tr><tr><td>B005</td><td>Business Loan Account</td></tr><tr><td>B006</td><td>Business Fixed Deposit Account</td></tr></tbody></table>

## Transaction Type

<table><thead><tr><th width="218">Transaction Type (txType)</th><th>Description</th></tr></thead><tbody><tr><td>TTID0001</td><td>Withdraw to M-PESA</td></tr><tr><td>TTID0002</td><td>Transfer Out</td></tr><tr><td>TTID0003</td><td>Transfer In</td></tr><tr><td>TTID0004</td><td>Interest Deposit</td></tr><tr><td>TTID0005</td><td>M-PESA Paybill / Till</td></tr><tr><td>TTID0006</td><td>Utility Payment</td></tr><tr><td>TTID0007</td><td>Refund</td></tr><tr><td>TTID0008</td><td>Inbound Foreign Currency Transfer</td></tr><tr><td>TTID0009</td><td>Outbound Foreign Currency Transfer</td></tr><tr><td>TTID0010</td><td>Foreign Exchange</td></tr><tr><td>TTID0011</td><td>Reversal</td></tr><tr><td>TTID0012</td><td>Direct Debit</td></tr><tr><td>TTID0013</td><td>Direct Debit - Settlement</td></tr><tr><td>TTID0014</td><td>Loan Disbursement</td></tr><tr><td>TTID0015</td><td>Loan Repayment</td></tr><tr><td>TTID0016</td><td>Staff Salary Payment</td></tr><tr><td>TTID0017</td><td>Term Deposit Placement</td></tr><tr><td>TTID0018</td><td>Interest Settlement</td></tr><tr><td>TTID0019</td><td>Term Deposit Redemption</td></tr><tr><td>TTID0022</td><td>Cross-border Transfer Out</td></tr><tr><td>TTID0023</td><td>Cash Deposit</td></tr><tr><td>TTID0024</td><td>Cash Withdrawal</td></tr></tbody></table>

## Utility Payment - Category

<table><thead><tr><th width="218">Category</th><th>Description</th></tr></thead><tbody><tr><td>0</td><td>Airtime Purchase</td></tr><tr><td>3</td><td>Utility Bill</td></tr></tbody></table>

## Utility Payment - SubType

<table><thead><tr><th width="218">Category</th><th>SubType</th><th>Description</th></tr></thead><tbody><tr><td>0</td><td>0</td><td>SAFARICOM</td></tr><tr><td>0</td><td>1</td><td>AIRTEL</td></tr><tr><td>0</td><td>2</td><td>TELKOM</td></tr><tr><td>3</td><td>0</td><td>DSTV</td></tr><tr><td>3</td><td>1</td><td>GOTV</td></tr><tr><td>3</td><td>3</td><td>STARTIMES</td></tr><tr><td>3</td><td>6</td><td>WATER</td></tr></tbody></table>

## Media - File ID&#x20;

<table><thead><tr><th width="137">File ID</th><th>Description</th></tr></thead><tbody><tr><td>KYCF00001</td><td>Front side photo of Kenya national ID</td></tr><tr><td>KYCF00002</td><td>Back side photo of Kenya national ID</td></tr><tr><td>KYCF00004</td><td>Front side photo of Kenya Alien ID</td></tr><tr><td>KYCF00005</td><td>Back side photo of Kenya Alien ID</td></tr><tr><td>KYCF00003</td><td>Photo of the Kenya passport</td></tr><tr><td>KYCF00006</td><td>Selfie photo</td></tr><tr><td>KYCF00007</td><td>Selfie video</td></tr><tr><td>KYCF00009</td><td>Photo of Kenya Personal KRA PIN Certificate</td></tr><tr><td>KYCF00010</td><td>Photo or scan copy of Proprietor Business Certificate</td></tr><tr><td>KYCF00011</td><td>Photo or scan copy of Company CR12</td></tr><tr><td>KYCF00012</td><td>Photo or scan copy of memorandum of the company</td></tr><tr><td>KYCF00013</td><td>Photo or scan copy of KRA Pin certificate of the company</td></tr><tr><td>KYCF00014</td><td>Photo or scan copy of Original Board Resolutions on company’s letter head</td></tr><tr><td>KYCF00015</td><td>Photo or scan copy of Articles of Association of the company</td></tr><tr><td>KYCF00016</td><td>Photo or scan copy of Certificate of Registration</td></tr><tr><td>KYCF00017</td><td>Photo or scan copy of Certified partnership deed</td></tr><tr><td>KYCF00018</td><td>Photo or scan copy of By-laws / constitutions</td></tr><tr><td>KYCF00019</td><td>Photo or scan copy of Regulators License of the company</td></tr><tr><td>KYCF00020</td><td>Photo or scan copy of Certified audit accounts / bank statement</td></tr><tr><td>KYCF00021</td><td>Photo or scan copy of Business Permit</td></tr><tr><td>KYCF00022</td><td>Photo or scan copy of Certified List of management commitee members</td></tr><tr><td>KYCF00023</td><td>Photo or scan copy of Ultimate beneficiary owners</td></tr><tr><td>KYCF00024</td><td>Photo or scan copy of Certificate of Incorporation</td></tr><tr><td>KYCF00025</td><td>Photo or scan copy of Latest annual report</td></tr><tr><td>KYCF00026</td><td>Photo or scan copy of AML policy / KYC procedure</td></tr><tr><td>KYCF00027</td><td>Photo or scan copy of Election minutes of current signatories/directors</td></tr><tr><td>KYCF00028</td><td>Photo or scan copy of Account opening form</td></tr><tr><td>KYCF00029</td><td>Other document files</td></tr><tr><td>KYCF00030</td><td>Photo or sacn copy of business CRB reports</td></tr><tr><td>KYCF00031</td><td>Photo or scan copy of duly filled ground check/site visit form for business loan</td></tr><tr><td>KYCF00032</td><td>Photo or scan copy of Business Mpesa statement</td></tr><tr><td>KYCF00033</td><td>Photo or scan copy of Business Bank statements</td></tr><tr><td>KYCF00034</td><td>Photo or scan copy of Joint account application form</td></tr></tbody></table>

## Payment Purpose

<table><thead><tr><th width="137">Purpose ID</th><th>Purpose Value</th><th>Brief Description</th></tr></thead><tbody><tr><td>512</td><td>National Industrial Training Authority</td><td>National Industrial Training Authority</td></tr><tr><td>1001</td><td>Import Duty - Oil</td><td>Import Duty - Oil</td></tr><tr><td>1002</td><td>Import Duty</td><td>Import Duty</td></tr><tr><td>1101</td><td>Excise Duty - Oils</td><td>Excise Duty - Oils</td></tr><tr><td>1102</td><td>Excise Duty</td><td>Excise Duty</td></tr><tr><td>1201</td><td>VAT Oils</td><td>VAT Oils</td></tr><tr><td>1202</td><td>VAT Imports</td><td>VAT Imports</td></tr><tr><td>1206</td><td>VAT Oils - 8%</td><td>VAT Oils - 8%</td></tr><tr><td>1501</td><td>Alteration Fee</td><td>Alteration Fee</td></tr><tr><td>1518</td><td>Concession Fees</td><td>Concession Fees</td></tr><tr><td>1519</td><td>Registration fees</td><td>Registration fees</td></tr><tr><td>1527</td><td>Transhipment Fee</td><td>Transhipment Fee</td></tr><tr><td>1801</td><td>IDF Fees (2.0%)</td><td>IDF Fees (2.0%)</td></tr><tr><td>1802</td><td>IDF/PIF OIL</td><td>IDF/PIF OIL</td></tr><tr><td>1908</td><td>Customs Warehouse Rent</td><td>Customs Warehouse Rent</td></tr><tr><td>2101</td><td>Road Maintenance Levy (RML)</td><td>Road Maintenance Levy (RML)</td></tr><tr><td>2301</td><td>Petroleum Regulatory Levy (PRL)</td><td>Petroleum Regulatory Levy (PRL)</td></tr><tr><td>2501</td><td>Gross Payment-Petroleum Development Fund (PDF)</td><td>Gross Payment-Petroleum Development Fund (PDF)</td></tr><tr><td>2901</td><td>Income Tax - PAYE</td><td>Income Tax - PAYE</td></tr><tr><td>3001</td><td>Income Tax - Company</td><td>Income Tax - Company</td></tr><tr><td>3100</td><td>Income Tax - Resident Individual</td><td>Income Tax - Resident Individual</td></tr><tr><td>3101</td><td>Monthly Rental Income Tax</td><td>Monthly Rental Income Tax</td></tr><tr><td>3103</td><td>Withholding Rental Income</td><td>Withholding Rental Income</td></tr><tr><td>3200</td><td>Income Tax - Withholding</td><td>Income Tax - Withholding</td></tr><tr><td>3304</td><td>Motor Vehicle Advance Tax</td><td>Motor Vehicle Advance Tax</td></tr><tr><td>3509</td><td>VAT - Withholding</td><td>VAT - Withholding</td></tr><tr><td>3514</td><td>Value Added Tax (VAT)</td><td>Value Added Tax (VAT)</td></tr><tr><td>3801</td><td>Standards Levy</td><td>Standards Levy</td></tr><tr><td>4103</td><td>Stamp Duty</td><td>Stamp Duty</td></tr><tr><td>4301</td><td>State Department for Fisheries, Aquaculture and the Blue Economy</td><td>State Department for Fisheries, Aquaculture and the Blue Economy</td></tr><tr><td>4601</td><td>Import Health Certificate</td><td>Import Health Certificate</td></tr><tr><td>4702</td><td>Nuts and Oils Import Declaration Form</td><td>Nuts and Oils Import Declaration Form</td></tr><tr><td>6001</td><td>Kenya Railway Development Levy (RDL)</td><td>Kenya Railway Development Levy (RDL)</td></tr><tr><td>6002</td><td>Kenya Railway Development Levy (RDL)-Oils</td><td>Kenya Railway Development Levy (RDL)-Oils</td></tr><tr><td>6101</td><td>Sale of single Number Plate</td><td>Sale of single Number Plate</td></tr><tr><td>6102</td><td>Sale of pair of Number Plates</td><td>Sale of pair of Number Plates</td></tr><tr><td>6301</td><td>Transfer Fees for Motor Vehicle Registration</td><td>Transfer Fees for Motor Vehicle Registration</td></tr><tr><td>6401</td><td>Merchant Shipping Superintendent Levy</td><td>Merchant Shipping Superintendent Levy</td></tr><tr><td>6402</td><td>Merchant Shipping Superintendent (MSS) Levy - Oils</td><td>Merchant Shipping Superintendent (MSS) Levy - Oils</td></tr><tr><td>6501</td><td>Road Safety fund</td><td>Road Safety fund</td></tr><tr><td>6601</td><td>SHMV purchase tax</td><td>SHMV purchase tax</td></tr><tr><td>ADTX</td><td>Advance Tax</td><td>This is a tax paid in advance before a public service vehicle or a commercial vehicle goes for the annual inspection.</td></tr><tr><td>ARTX</td><td>Agency Revenue</td><td><p>This is a type of payment that KRA collects on behalf of various revenue collection agencies in Kenya.</p><p>The two types of Agency Revenue include:</p><p>Stamp Duty<br>Betting and Pool Tax</p></td></tr><tr><td>BTTX</td><td>Betting Tax</td><td>Betting Tax is chargeable on the gross gaming revenue (GGR) of a bookmaker at the rate of 15% as provided by Section 29A of the Betting, Lotteries and Gaming Act, 1966.</td></tr><tr><td>CGTX</td><td>Capital Gains Tax (CGT)</td><td>This is a tax chargeable on the whole of a gain which accrues to a company or an individual upon transfer of property situated in Kenya, whether or not the property was acquired before 1st January, 2015.</td></tr><tr><td>COTX</td><td>Corporate Tax Identification</td><td>This is a form of Income Tax that is levied on corporate bodies such as Limited companies, Trusts, and Co-operatives, on their annual income.</td></tr><tr><td>EDTX</td><td>Excise Duty</td><td>This is a duty of excise imposed on goods manufactured in Kenya, or imported into Kenya and specified in the 1st schedule to Excise Duty Act, 2015.</td></tr><tr><td>INTX</td><td>Income Tax</td><td>Income tax is a tax charged for each year of income, upon all the income of a person whether resident or non-resident, which is accrued in or was derived from Kenya.</td></tr><tr><td>ISTX</td><td>Installment Tax</td><td>Installment tax is paid by persons who have tax payable for any year that amounts to Kshs. 40,000 and above.</td></tr><tr><td>PAYE</td><td>Pay As You Earn</td><td>This is a method of collecting tax at source from individuals in gainful employment.<br>Companies and Partnerships with employees are required to deduct tax according to the prevailing tax rates from their employees' salaries or wages on each payday for a month and remit the same to KRA on or before the 9th of the following month.</td></tr><tr><td>RITX</td><td>Rental Income Tax</td><td>This is a tax charged on rental income received from renting out property. Taxation of rental income depends on how the rented property was used for residential or commercial purposes.</td></tr><tr><td>SDTX</td><td>Stamp Duty</td><td>Stamp duty is a tax charged on transfer of properties, shares and stock.</td></tr><tr><td>TAXR</td><td>Tax Refund</td><td>Transaction is the refund of a tax payment or obligation.</td></tr><tr><td>TAXS</td><td>Tax Payment</td><td>Any other tax payments</td></tr><tr><td>TOTX</td><td>Turnover Tax</td><td><p>Turnover Tax(TOT) is a tax charged on gross sales of a business as per Sec. 12(c) of the Income Tax Act.</p><p>First introduced vide Finance Act 2006, replaced by Presumptive Income Tax vide Finance Act 2018 then reintroduced vide Finance Act 2019.</p></td></tr><tr><td>TRAC</td><td>Removed From Tracking</td><td>Return following direct debit being removed from tracking process.</td></tr><tr><td>VATX</td><td>Value Added Tax Payment</td><td>Value Added Tax is charged on supply of taxable goods or services made or provided in Kenya and on importation of taxable goods or services into Kenya.</td></tr><tr><td>WHLD</td><td>WithHolding</td><td>This is a tax that is deductible from certain classes of income at the point of making a payment, to non-employees.</td></tr><tr><td>SALA</td><td>Salary Payment</td><td>Transaction is the payment of salaries.</td></tr><tr><td>SAVG</td><td>Savings</td><td>Transfer to savings/retirement account.</td></tr><tr><td>OTHR</td><td>Other</td><td>Other payment purpose.</td></tr><tr><td>LOAN</td><td>Loan</td><td>Account used for loans.</td></tr><tr><td>INSU</td><td>Insurance Premium</td><td>Transaction is payment of an insurance premium.</td></tr><tr><td>FOEX</td><td>Foreign Exchange</td><td>Foreign Exchange</td></tr><tr><td>EDUC</td><td>Education expenses</td><td>Transaction is related to a payment of study/tuition fees.</td></tr><tr><td>LICF</td><td>License Fee</td><td>Transaction is payment of a license fee.</td></tr><tr><td>PENA</td><td>Penalties</td><td>Other related penalties</td></tr><tr><td>AIRB</td><td>Air transport</td><td>Transaction is a payment for air transport related business.</td></tr><tr><td>BUSB</td><td>Bus</td><td>Transaction is a payment for bus transport related business.</td></tr><tr><td>CFR</td><td>Cost and Freight</td><td>Cost and Freight (sea and inland waterway transport) - Incoterms 2010</td></tr><tr><td>RLWY</td><td>Railway</td><td>Transaction is a payment for railway transport related business.</td></tr><tr><td>SHIP</td><td>Shipping</td><td>Undertaking in support of a sea transportation obligation.</td></tr><tr><td>TBIL</td><td>Telecommunications Bill</td><td>Transaction is related to a payment of telecommunications related bill and<br>transfer payment of E-Value allocation/purchase/liquidation.</td></tr><tr><td>HLTI</td><td>Health Insurance</td><td>Transaction is a payment of health insurance.</td></tr><tr><td>INPC</td><td>Insurance Premium Car</td><td>Transaction is a payment of car insurance premium.</td></tr><tr><td>LIFI</td><td>Life Insurance</td><td>Transaction is a payment of life insurance.</td></tr><tr><td>PPTI</td><td>Property Insurance</td><td>Transaction is a payment of property insurance.</td></tr><tr><td>VIPN</td><td>Vehicle Identification Plate Number</td><td>Account proxy for receiving insurance claims, pay insurance premium, road tax payments, traffic tickets etc.(applied for corporate or individual account proxy).</td></tr><tr><td>INVS</td><td>Investment And Securities</td><td>Transaction is for the payment of mutual funds, investment products and shares</td></tr><tr><td>GOVT</td><td>Government Payment</td><td>Transaction is a payment to or from a government department.</td></tr><tr><td>ONCL</td><td>Overnight</td><td>Transaction is related to overnight clearing.</td></tr><tr><td>INTE</td><td>Interest</td><td>Transaction is the payment of interest.</td></tr><tr><td>REFU</td><td>Refund</td><td>Transaction is the payment of a refund.</td></tr><tr><td>PL39</td><td>License Fees for Comms. Banks</td><td>Licence Fees for Comm.Banks</td></tr><tr><td>PL40</td><td>License Fees Deposit Micro. Institutions</td><td>License Fees Deposit Micro. Institutions</td></tr><tr><td>PL41</td><td>License Fees Forex Bureaus</td><td>License Fees Forex Bureaus</td></tr><tr><td>PL42</td><td>License Fees Credit Reference Bureaus</td><td>License Fees Credit Reference Bureaus</td></tr><tr><td>PL43</td><td>License Fees Mortgate Financial Institutions</td><td>License Fees Mortgate Financial Institutions</td></tr><tr><td>PL44</td><td>Application Fees For Commercial Banks</td><td>Application Fees For Commercial Banks</td></tr><tr><td>PL45</td><td>Application Fees For Mort.Fin.Institutions</td><td>Application Fees For Mort.Fin.Institutions</td></tr><tr><td>PL46</td><td>Application Fees Depo.Tak.Institutions</td><td>Application Fees Depo.Tak.Institutions</td></tr><tr><td>PL47</td><td>Application Fees Forex Bureaus</td><td>Application Fees Forex Bureaus</td></tr><tr><td>PL48</td><td>Application Fees Credit.Ref.Bureaus</td><td>Application Fees Credit.Ref.Bureaus</td></tr><tr><td>PL49</td><td>Penalties Commercial Banks</td><td>Penalties Commercial Banks</td></tr><tr><td>PL50</td><td>Penalties Mort.Fin.Institutions</td><td>Penalties Mort.Fin.Institutions</td></tr><tr><td>PL51</td><td>Penalties Deposit Taking Micro Institutions</td><td>Penalties Deposit Taking Micro Institutions</td></tr><tr><td>PL52</td><td>Penalties Forex Bureaus</td><td>Penalties Forex Bureaus</td></tr><tr><td>PL53</td><td>Penalties Credit Reference Bureaus</td><td>Penalties Credit Reference Bureaus</td></tr><tr><td>MDCS</td><td>Medical Services</td><td>Transaction is a payment for medical care services.</td></tr><tr><td>MAFC</td><td>Medical Aid Fund Contribution</td><td>Transaction is contribution to medical aid fund.</td></tr><tr><td>HLFD</td><td>Purchase of food and household goods</td><td>Transaction is for purchase of Food and Household goods</td></tr><tr><td>BECH</td><td>Child Benefit</td><td>Transaction is related to a payment made to assist parent/guardian to maintain child.</td></tr><tr><td>RENT</td><td>Rent</td><td>Transaction is the payment of rent.</td></tr><tr><td>UBIL</td><td>Utilities</td><td>Transaction is for the payment to common utility provider that provide gas, water and/or electricity.</td></tr><tr><td>CERE</td><td>Ceremonies</td><td>Ceremonies (Funeral expenses, graduation, wedding)</td></tr><tr><td>RELG</td><td>Religious activities</td><td>Support religious activities/functions</td></tr><tr><td>FARM</td><td>Farming</td><td>Farming expenses/Inputs</td></tr><tr><td>CLOT</td><td>Clothing</td><td>Clothing expenses/Payments</td></tr><tr><td>COMU</td><td>Community Development</td><td>Community Development activities</td></tr><tr><td>CONS</td><td>Construction Activities</td><td>Construction of commercial and residential building expenses/activities</td></tr><tr><td>MACH</td><td>Machinery related</td><td>Purchase of machinery and transport equipment</td></tr><tr><td>FUEL</td><td>Fuel expenses</td><td>Purchase/Sale of fuel and related products.</td></tr><tr><td>GOKX</td><td>Government related Payments and Transfers</td><td>Receipts and payments of transfers of Kenyan government</td></tr><tr><td>CHC</td><td>Charitable Contributions (Charity and Aid)</td><td>Humanitarian aid, military assistance, contributions to international organization apart<br>from loans, in cash or in kind, between the governments of different countries or between<br>governments and international organizations</td></tr><tr><td>VOST</td><td>Vostro Payments</td><td>Kenya Shilling Payments from cross border Banks to local Banks</td></tr><tr><td>CSDK</td><td>Central Security Depository Payments</td><td>Central Security Depository Payments</td></tr><tr><td>CUR/WIT</td><td>CASH WITHDRAWALS</td><td>CASH WITHDRAWALS</td></tr><tr><td>CUR/DEP</td><td>CASH DEPOSITS</td><td>CASH DEPOSITS</td></tr><tr><td>MSC</td><td>Miscellenious</td><td>Miscellenious</td></tr><tr><td>BSD</td><td>Banking Supervision Department</td><td>Banking Supervision Department</td></tr><tr><td>RPS</td><td>COMESA PAYMENTS</td><td>COMESA PAYMENTS</td></tr></tbody></table>

