# Apply for inbound external payment channel (RTGS, EFT)

<mark style="color:green;">`POST`</mark> `/trans/applyExternalPaymentChannelInbound`

This API is for BaaS clients to submit a collection request for their externally transferred funds via RTGS, EFT or SWIFT to allow crediting their accounts in Choice Bank

<table><thead><tr><th width="150.533447265625">Fields</th><th width="88.800048828125">Type</th><th width="373.9334716796875">Description</th><th>Required?</th></tr></thead><tbody><tr><td><code>accountId</code></td><td>String</td><td>The account number that is to be credited</td><td>Mandatory</td></tr><tr><td><code>choiceReceivingBank</code></td><td>String</td><td>The bank code of the external operational bank they used to send funds to. Please refer to API - <a href="https://kgegjwnjseu.sg.larksuite.com/docx/QkOIdJINLoflB9xfR7FlMd3dgdd#doxlgiSjOt9axnuXM70CSGvONGh">Query Operational Bank Account List</a></td><td>Mandatory</td></tr><tr><td><code>choiceReceivingAccount</code></td><td>String</td><td>Bank account number of the external operational bank that Choice utilises to receive funds</td><td>Mandatory</td></tr><tr><td><code>paymentChannel</code><br></td><td>String</td><td>The payment channel that the customer chooses to transfer the money to Choice's bank account.RTGSEFT</td><td>Mandatory<br></td></tr><tr><td><code>payerBankCode</code></td><td>String</td><td>bank code of transfer bank. Please refer to "<strong>Bank Code</strong>" column of the <a href="https://n05mxbyps1.feishu.cn/sheets/shtcnFyw3Kroc5tHUniyUaEptwf">Choice Bank Code List</a>.NB: where this parameter is specified, the <strong>payerBankName</strong> parameter ought not to be supplied</td><td>Conditional</td></tr><tr><td><code>payerBankName</code></td><td>String</td><td>The name of the counterparty bankNB: where this parameter is specified, the <strong>payerBankCode</strong> parameter ought not to be supplied</td><td>Conditional</td></tr><tr><td><code>payerAccount</code></td><td>String</td><td>The account number of the counterparty (Sender)</td><td>Mandatory</td></tr><tr><td><code>payerName</code></td><td>String</td><td>The name of the counterparty (Sender)</td><td>Optional</td></tr><tr><td><code>transactionDate</code></td><td>String</td><td>Date of the transfer. Format: Unix timestamp</td><td>Mandatory</td></tr><tr><td><code>transferReferenceNumber</code></td><td>String</td><td>The reference number of the transfer that was generated by the sending bank</td><td>Optional</td></tr><tr><td><code>transactionNarrative</code></td><td>String</td><td>Transaction narrations if there's any</td><td>Optional</td></tr><tr><td><code>supportDocument</code></td><td>File</td><td>Contracts, source of funds or other supporting documents that the Bank may need to reference later.The file is expected to be coded in Base64 representation</td><td>Mandatory</td></tr><tr><td><code>documentType</code></td><td>String</td><td>Specify the file type of the support documentPDFImageIf this is not given, by default the type is PDF</td><td>Optional</td></tr><tr><td><code>amount</code></td><td>String</td><td>The amount of the transfer (also the amount that the account has to be credited with)</td><td>Mandatory</td></tr></tbody></table>

**Response**

{% tabs %}
{% tab title="00000" %}

```json
{
  "applicationId": "", 
}
```

{% endtab %}
{% endtabs %}


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